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  • Stump the Experts
    Stump the Experts This session from the 1995 SOA Spring Meeting has a panel of investment experts ... audience including investment policy for long term care insurance, asset allocation and derivatives. From ...

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    • Authors: Frederick S Townsend, Prakash A Shimpi, Lingde Hong
    • Date: Apr 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments
  • E-Commerce Series: Marketing on the Internet
    differ from traditional agencies in that their primary purpose is to draw traffic to their Web site, which ... include UL, VUL and annuities, and possibly long-term care and disability income. During the course of this ...

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    • Authors: Philip J Cernanec, Michael L Fix, Sanford Herman, Paul A Schuster, Larry Stern, Frederick S Townsend, Edwin Schrum, Stephen Rulis, Craig Blumenfeld, Kristina Meyer
    • Date: Jun 2000
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration
    • Publication Name: Record of the Society of Actuaries
    • Topics: Life Insurance>Pricing - Life Insurance; Technology & Applications>E-commerce
  • Financial Ratio Analysis Systems
    expenses include commissions and expenses on both direct and assumed business, general insurance expenses ... to profitability which are published include: o Direct Premiums Written. Premiums received on business ...

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    • Authors: John O Montgomery, Lee M Tang, Frederick S Townsend
    • Date: Jun 1986
    • Competency: External Forces & Industry Knowledge; Technical Skills & Analytical Problem Solving>Incorporate risk management
    • Publication Name: Record of the Society of Actuaries
    • Topics: Enterprise Risk Management>Risk measurement - ERM; Technology & Applications>Analytics and informatics
  • Expense Analysis and Allocation
    a couple of reasons. First of all, there is no direct control over the validity of any individual's allocation ... business was made. Those profits considered only the direct expense 616 DISCUSSION--CONCURRENT SESSIONS ...

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    • Authors: Raymond A Bierschbach, Joseph R Brzezinski, Michael L Smith, Frederick S Townsend
    • Date: Jul 1977
    • Competency: External Forces & Industry Knowledge>Internal forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting; Life Insurance>Expenses - Life Insurance
  • Profit Standards And Analysis Of Earnings For Insurance Companies
    are assuming. Within Allstate Life, we have two primary lines of business, Personal and Group, with a series ... (2-100 lives) 3. Corporate In-House Accounts 4. Direct Response B. Northbrook Life General Agencies (2-200 ...

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    • Authors: Application Administrator, Wayne Schreck, Matt E Simon, Frederick S Townsend, John Yanko
    • Date: Apr 1983
    • Competency: External Forces & Industry Knowledge>Internal forces and business performance
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting
  • Demutualization
    York legislation) is that shareholders can take care of themselves. As long as they have sufficient information ... involved in a variety of business activities, our primary source of revenue is providing a research advisory ...

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    • Authors: John H Flittie, Neil Haynes, Jay Jaffe, Frederick S Townsend, Julius Vogel, Harry D. Garber
    • Date: Jun 1985
    • Competency: Strategic Insight and Integration>Strategy development; Technical Skills & Analytical Problem Solving
    • Publication Name: Record of the Society of Actuaries
    • Topics: Finance & Investments; Public Policy
  • Capacity and Solvency - The Outside Influence
    policyholders and claimants have an indirect effect on the primary objective of insurer solvency. Today in the brief ... insurers in that state in proportion to their net direct written premiums. The NAIC model bill for legislation ...

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    • Authors: Robert P Hill, Joseph W Levin, Frederick S Townsend, William Fairley
    • Date: Apr 1978
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Public Policy
  • International Consolidation of the Life Insurance Industry
    business and drive down your expense ratios on your primary businesses. Companies trying to get more efficient ... competition drive down their expense ratios on their primary lines. They want to do it to increase size, which ...

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    • Authors: Application Administrator, James Milholland, Frederick S Townsend, Andrew F Giffin
    • Date: Oct 1995
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Economics>Financial markets; Global Perspectives
  • AVR/IMR/RBC/FAS 107 Implementation
    Company A, which owns Company B, just make them both direct subsidiariesof the parent holdingcompany. In some ... this fair-value- of-liabilitiesissuenot beingtaken care of. Maybe FAS 107 might be the end run for us. We ...

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    • Authors: Application Administrator, Edward F McKernan, Frederick S Townsend, Linda V Atkins
    • Date: Jan 1993
    • Competency: External Forces & Industry Knowledge
    • Publication Name: Record of the Society of Actuaries
    • Topics: Financial Reporting & Accounting>Generally Accepted Accounting Principles [GAAP]; Financial Reporting & Accounting>Statutory accounting
  • Diversification Of Life Insurance Companies
    association marketing, payroll deduction marketing, and direct mass-marketlng for years, although this represents ... Tucker-Anthony Liberty National: United Investors (W & R) Direct Marketing: Capital Holding: National Liberty Corporation ...

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    • Authors: Steve Cooperstein, Paul J Overberg, Theodore S Rosky, Frederick S Townsend
    • Date: May 1982
    • Competency: External Forces & Industry Knowledge>External forces and business performance; Strategic Insight and Integration
    • Publication Name: Record of the Society of Actuaries
    • Topics: Actuarial Profession>Professional development; Annuities>Marketing and distribution - Annuities; Life Insurance>Marketing and distribution - Life Insurance